Motorcycle insurance isn’t just for new riders. Even experienced riders can benefit from the protection that motorcycle coverage can provide. Whether you’re buying your first motorcycle policy or looking to expand your current coverage, Tanya Grubii Insurance Agency, Inc. can meet your motorcycle insurance needs.
Florida coastlines entice bikers from all over the country, particularly during the summer. Before hitting the open road, make sure you have the right insurance coverage. Like vehicle insurance, motorcycle policies offer the following protection against accidents:
Liability coverage is required in Florida for all vehicles, including motorcycles. It pays for the injuries or property damage you cause others in accidents that are your fault. If you are sued for causing an accident, liability insurance helps cover your legal costs, up to the limits of your policy.
Unfortunately, motorcycle accidents are quite common in Florida. In 2016, the state ranked highest for motorcycle fatalities in the country. If you frequently ride, particularly on Florida highways, you’re at greater risk of causing or being involved in an accident. That’s why it’s important to have adequate insurance coverage.
In addition to liability, you can benefit from a collision, comprehensive, and uninsured motorist coverage to protect your bike from damage or total loss. If you crash into another driver or object, collision insurance helps pay for your bike’s repair costs. Comprehensive insurance covers your bike against theft and non-collision damage, while uninsured motorist coverage compensates you for damage caused by someone with little or no insurance coverage.
Motorcycle insurance protects you against mishaps that may occur at home or during your travels across the Sunshine State. You can have peace knowing you’ll be compensated for theft, breakdowns, or accidental damages. To learn more about motorcycle insurance in Florida or to purchase a policy, contact Tanya Grubii Insurance Agency, Inc.
