If you’re not ready to buy a home in Florida, you can still enjoy the warm weather and beautiful beaches by renting a condo, home, or apartment. If you decide to rent, don’t forget to protect your valuables with renter’s insurance. Your landlord’s insurance will protect his property, not yours. In contrast, a renter’s policy from Tanya Grubii Insurance Agency, Inc. will protect your goods and finances against liability issues that may arise due to accidental injuries on your rental property.
If you’re a first-time renter, you may be unfamiliar with the protection that renter’s insurance in Florida provides. A typical renter’s policy offers the following coverage:
Property coverage protects your belongings. If your rental house is broken into and costly electronics were stolen, property coverage helps cover their replacement cost. If a storm damages your furniture or a fire destroys your kitchen appliances, property coverage compensates you for your loss.
Liability insurance protects you against accidents on your rental property. If you invite a friend over and he suffers a slip and fall, liability coverage will pay his medical bills, so you don’t have to. Liability insurance covers such common accidents as slip and falls, pool incidents, broken bones from sports play in the yard, dog bites, BBQ burns, and more. If you entertain often, you’ll appreciate the protection that liability insurance provides.
Additional living expenses insurance covers the extra cost of living elsewhere if your rental home is damaged in a disaster. This includes renting a hotel room, dining out, transport, etc.
Anyone that rents a home, condo, or apartment should consider a renter’s policy. Renters insurance provides practical protection for renters at an affordable cost. By tailoring your policy to suit your needs, you can maximize your protection and reduce premium costs. Learn more about renter’s insurance by calling your Florida representative at Tanya Grubii Insurance Agency, Inc.
